Agent Opportunities:
1-877-493-3729

Unique product offerings

The payment processing industry is flooded with unethical service providers and deceptive program offers. Your biggest problem is convincing business owners to give you the opportunity to prove to them you can save them money and provide them with a higher level of customer service. Chances are good that every merchant you attempt to contact has already been bothered by two or three other merchant service providers this week.


So how do you get their attention? Lead with unique products that fit their business needs and their company budgets.

By marketing programs like Consumer Financing, ACH and Smart invoicing you will gain access to the decision makers of your potential customers, create additional revenue streams for yourself and strengthen the relationship between you and your merchant.

Merchant services may not even be a part of your initial sales pitch. Closing merchants on alternative products leaves the door open for additional sales opportunities down the road. Experience has proven that merchant services is a much easier close when reapproaching existing customers with an established base of trust.

If you are tired of beating your head against the wall, call us today at 1-877-493-EPAY(3729).

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Merchants get paid faster with electronic invoicing. Giving their customers a simple, secure and efficient way to pay them right in their inbox. Electronic invoicing lets them send a branded payment link to their customers giving them the ability to use a credit card or electronic check in a secure environment, right from their computer, smart phone or tablet.
consumer financing for high ticket customers
Now, more than ever, financing is an important tool to help customers achieve their goals and purchase what they need, when they need it. When your merchants effectively offer financing, they will create a positive buying experience for their customers while increasing their own bottom line.

Target marketing

Defining your target markets for each program offer is crucial in developing a successful sales plan. Trying to sell wireless services to a doctor's office is akin to selling ice to Eskimos.


Presenting the right product to the right merchant results in very positive results. Here are some examples;

  • Consumer Financing
    Automotive Service
    Home Improvement
    Furnishings
    Powersports
    Jewelry
    Dental
    Hearing Aid
    Elective Surgery
    Medical Devices
    Veterinary
    Chiropractic
  • Recurring Billing

    Web Hosting Companies
    Home Services
    Subscription-based Co.'s
    Health Clubs
    Memberships
  • Wireless Solutions

    HVAC Contractors
    Plumbers
    Pool Cleaners
    Limousine and Taxi
    Auto Detailers
    Trade Show Merchants
    Craft Fair/Artists

Focus on financing

No Business Type Restrictions

Traditional lending programs work with a very specific list of preferred business types. They also require have minimum "time in business" and "annual revenue" requirements to participate in their programs. At ePay Finance we work with virtually all legal business types with no miminum requirements. We work with businessses from small or new to home-based and web-based.

No Recourse

Borrowers are funded directly and participating merchants are notified upon funding to collect their fees. Not only is their no recourse to the merchant if the borrower defaults on the loan but merchants are only billed discount rates on collected fees. If a merchant decides to use the funds for another purpose, there is no cost to the merchant.

Custom Landing Page & Enrollment Form

Every participating merchant receives their own borrower application link and customlanding page. Merchants are able to have customers complete the application, on the fly, from any web-enabled device; such as a laptop, tablet or smart phone. Application links can be emailed or linked to from your website.

Fast & Flexible Offers

Our marketplace lending platform features immediate credit decisions and "check-your-rate" functionality which allows your customer to check approval terms without affecting your customer's credit score. Many applicants will receive multiple offers from more than one lender providing an opportunity to the customer to choose the offer that best suits their budget.

Get Paid Upfront

With traditional lending options the merchant is typically not funded until product is delivered or services are completed. This can be a problem in situations where completion of delivery of product or service is not immediate or when required materials must be purchased ahead of time. With our platform, merchants are notified upon funding and are able to collect a partial down payment or in full upon notification.