ePay Management Services

When choosing ePay Management as your partner, we make it easy for you to help them make the right choices by explaining the options, simplifying compatibility concerns and making sure you understand the advantages and disadvantages of the services that are available.

With an impressive lineup of easy, efficient and secure payment processing solutions, ePay Management is the go-to payment solutions provider for every merchant. Small businesses and midsize companies alike benefit from wholesale discount rates and affordable product pricing with the scalability to support you as your company grows.

From installation and training to ongoing support and compliance with PCI standards. We are here to help.

With apples-to-apples cost comparisons, full disclosure of rates and fees and an impressive range of products and services to accommodate virtually every type of business you can be assured that your decision to make ePay Management your payment processing partner is the right choice.

ePay is compatible with all of the major terminal manufacturers including Verifone, First Data, Ingenico, Dejavoo, Poynt and Clover. Perfect for in-person, card present transactions, payment terminals function in multiple ways; mag stripe (Swipe), EMV (Chip) or NFC (Tap) and communicate through either an internet or landline telephone connection. More and more businesses are choosing to process payments through software-based solutions however, traditional, stand-alone terminals are still the popular choice for small, retail merchants.

ePay Mobile is the easiest way to accept credit chip card payments on the go. Take payments quickly and efficiently with our IOS and Android mobile apps. Our rugged and reliable chip card readers are responsive, built for security and work perfectly with your mobile devices. Merchants are able to see what's selling with real time reports, manage sales data, send e-receipts and setup your entire sales team to start taking payments easily. Our app lets you manage and edit product inventory on the dashboard as well as choosing desired tip amounts to prompt customers with, and customize receipts.

ePay helps merchants accept credit card, electronic checks and other payment types online with our secure payment gateway. Our customers have access to over 165 processors and support a growing list of 175+ shopping cart integrations. We give you fell customization and control over accepting payments within your own mobile applications and software with our diverse APIs and SDK. Fast, secure Internet transactions with wholesale rates will reduce cost and increase cash flow.

Electronic Bill presentment allows your merchant's customers to view and pay their bills quickly, conveniently and securely, while accelerating their receivables cycle.

Your merchant's customers receive timely alerts, displaying payment details with a link to access their current invoices and account information and allowing them to pay bills using their bank or credit card accounts.

Benefits of utilizing Electronic Bill Presentment include; Higher customer satisfaction, improved security, accelerated collection time and reduced days with sales outstanding, improved expense management as a result of the elimination of paper-based processes, Strengthening of "Go Green" efforts.

Innovative consumer financing for high ticket customers. By your merchant's offering financing to their customers, they will see an increase in closing ratios and revenue, increases in their client base and they will have happier customers by creating a higher level of value to their clients, all while improving cash flow and reducing accounts receivable headaches.

Your merchant's are spinning their wheels with Wells Fargo and GE Money. We are approving greater than 70% of completed applications.

We make it easy by providing a secure, online portal for your merchants to manage their loan applications and provide them with their own online credit application, which can be placed on their company website. Live user training, unlimited customer support and a user guide instructing you how to use the program and maximize revenues completes the package.

Not all businesses want or need check conversion services, however many retail businesses would still like to be able to guarantee the checks they are accepting for payment.

Paper Guarantee is a check acceptance service that eliminates the risk of accepting paper checks. Verification and authorization are obtained at the point of sale for face-to-face transactions. paper checks are then manually deposited into the bank and will be guaranteed if returned unpaid.

Other check services we offer include Checks-By-Web; Designed for merchants selling goods or services on the Internet and Checks-By-Phone; Enabling merchants to accept "guaranteed" transactions from their customers over the phone

ACH Processing is a great option for a wide variety of US merchants. Visa and Mastercard are everywhere, but many merchants have not yet adopted ACH payments as part of their business. The benefits include lower fees than credit cards and an opportunity to reach more customers. ACH Processing will enable your company to accept a check by web or phone, set up recurring payment plans, issue payments for direct deposit of payroll or expense checks, and convert paper checks into electronic checks.

By accepting PIN-Based debit transactions a merchant who conducts face-to-face business can ask the customer if he would like to pay with debit or credit. By keying in their private four digit pin number into the PIN pad when prompted the merchant will pay a much lower rate (usually no more than $0.75 cents), no matter what the amount of the sale. By comparison, using a credit card on a $100.00 sale, the MasterCard or Visa discount rate would cost the merchant approximately $1.69, and an American Express sale approximately $3.25.

For the merchant, accepting PIN-Based debit cards means guaranteed funds without the concern of accepting a check that might later bounce.

In order for a merchant to accept pin-based debit transactions an encrypted PIN pad is required. Depending on the type of equipment a merchant is using an external PIN pad may be required. Some credit card processing units now come with integrated PIN pads which eliminates the need for an external encrypted PIN device, however, the integrated unit will still need to be encrypted in order for debit services to be activated.

Gift cards are reusable, stored-value cards that enables merchants to have an electronic alternative to paper gift certificates. Cards are sold to customers for their own use or can be given to family or friends. Cards can be redeemed at store locations just like a credit card and balances can be debited from the card upon purchase. Cards are swiped through traditional credit card terminals and POS systems and payments are collected by the merchant at the time of sale.

Loyalty or Rewards cards can be used to accumulate points, dollars or rewards in a merchant's store or business. The card can track visits, products purchased or total dollars spent. The merchant can predetermine the levels of rewards or points on the program.

Gift & Loyalty card programs help merchants promote more frequent visits and spending at the merchant's location(s). Merchants can also use the solution to track customer spending habits, measure marketing efforts and collect important demographic information that can be used to send special promotional offers.